Payment Options
Insurance Plans In-Network
Aetna
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Blue Cross/Blue Shield
[Commerical & Medicare]
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First Priority Health
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Geisinger
[Commerical & Gold]
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Highmark BC/BS
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Magellan
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Medicare
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Tricare - East
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PA DSNP
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Oscar
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Optum
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United Health Care
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VA Community Care
[requires referral from VAMC]
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WebTPA
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Out of Network Insurance
If you do not see your insurance company listed above- you can still receive services from us, however you would be billed directly at time of session in full at our self pay rate.
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If you wish to submit for reimbursement to your insurance provider, Polaris Counseling and Wellness, LLC will provide necessary documentation to assist. However payment and submission of documentation is responsibility of the client.
Discuss with individual provider, as potential for Polaris Counseling and Wellness, LLC to seek future in-network status on your behalf for future sessions. However, you would be responsible for all costs/seeking out of network reimbursement, until an agreement was signed by your insurance provider with Polaris Counseling and Wellness, LLC.
No Surprises with Billing/Costs
From intake, you will be kept informed of any potential payments or bills for services rendered. As part of intake paperwork you will receive a full copy of all estimated costs of all services offered at Polaris Counseling and Wellness, LLC.
Most clients are seen weekly or bi-weekly depending on treatment needs. To protect clients from large bills, all costs are discussed prior to appointments and payment is due at time services are rendered.
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For in network insurance payments, you are only responsible for co-pays as outlined by your insurance coverage. We promote you to outreach to your insurance company to confirm coverage with an identified provider and ensure understanding of your co-pay expectations/insurance benefits.
For out of network, you will be billed directly for self-pay rate and promoted to submit claims independently to your insurance to seek reimbursement. We will ensure to give you all documentation needed to be able to submit a claim. Typical self-pay rate for sessions is dependent of the provider you are seeing. Typical self pay range is between $120-$195 per 50 minute session.
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At any point in time, the client holds the right to discontinue services.
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Financial Hardship?
We all go through tough times, but that shouldn't hold back your ability to seek professional mental health help.
Discuss with our providers any current financial difficulties and exploration of payment options that may be available to you.